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african scholarship american alone bill paid black owner business rejection businesswoman look certificate accreditation college final confirmation invitation contract terms customer refund education university employee reward envelope delivery examining table excited grant finance result get home girl invite good emotion happy mixed holding bank insurance application kitchen rent letter acceptance loan approved millennial homeowner mortgage debt official document paper statement paperwork office people achieve positive news professional success race afro receiving mail reference check remotely enjoying review policy school payment shocked read shouting accept small investment student admission surprised smile tax notice tenant service woman salary young biracial

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