Personal loan / payday loan concept : Miniature worker uses a hand-pull pallet drags square cubes with words LOAN, depicts a sum of long-term money borrowed and expected to be paid back with interest

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answer application borrow borrower business claimant collateral collection commercial service company performance consumer corporate asset cost control credit union default risk down-payment expense financial agreement flee grace period home equity loan house incentives income insurance law lender lending liability micro-finance microeconomics non-bank non-performing npl principal promissory note public debt refinance repayment agreement revenue reverse mortgage rights and obligations secured short-term sizing solution tax benefits title unit trust unsecured
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