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bad decision bill invoice business correspondence career lady college university consider doubt crisis response debt worried depression anxiety dismissal condition dissatisfied woman education opportunity feedback stressful female freelance financial trouble freelancer work frustrated entrepreneur get home girl reject holding message insurance puzzled job post legal information lifestyle apartment loan payment negative think news notification official paper panic room pensive young people decide person concentrated postal letter problem statement professional ponder receive check report document sad credit scholarship distress sitting exam stress test student anxious study result tax income terms desperate thoughtful businesswoman unexpected concept unhappy bank upset living

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